Business loans · declined elsewhere

A bank’s no isn’t the whole market’s no

OpenLane Finance introduces trading UK companies to Funding Options by Tide, a credit broker. Their panel of partner lenders includes specialists who consider businesses the high street has already turned down.

In partnership withFunding Options by Tide

How much working capital do you need?

Indicative only · subject to status · no obligation

Built for the awkward cases

Adverse credit, a short trading history or an excluded sector don’t end the conversation here.

One panel, many lenders

Funding Options by Tide searches its panel of partner lenders on your behalf — you apply once.

Clear and no-obligation

Everything is indicative and subject to status, lender checks and formal approval.

A previous decline does not guarantee an offer here. Funding Options by Tide’s panel includes lenders who will consider businesses with adverse credit, but every application is assessed individually and remains subject to status, lender checks and formal approval.

Representative example

Representative example: for a business loan of £25,000 over 36 months at 8.9% APR (fixed), you would repay 36 monthly instalments of £794. Total amount repayable £28,584. An arrangement fee of £750 is payable and is reflected in the APR. Representative 8.9% APR.

All figures shown are indicative only, not a formal offer, and are subject to status, lender checks and formal approval. Actual rates, amounts and terms are set by the lender.

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